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Phil is the friend you would want around if you needed an ear to hear your pain, or a mouth to offer advice. He advised me on matters both of the heart and of the wallet. I value the times he was correct. and the times he was wrong, ...well I didn't listen to him then LOL. Really, he has been a friend to me and my family since we were kids in grade school. When I needed my first car, he helped me establish my credit to get it.
He was the "Dad" I never needed, and I was the "son" he never wanted! 
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